Check Guarantee

Check Guarantee is protection that eliminates the risks of accepting bad checks. Merchants can enjoy a peace of mind knowing funds are guaranteed.

Check Guarantee can be utilized as a stand-alone program or as an added feature with any one of Paya's check programs.

Available on almost all pos credit card terminals. Multiple virtual terminals/gateways are also supported.

How it Works
  • Consumer's checking account and ID are verified against national database
  • Instant authorization or decline will be received
  • Merchant will be guaranteed funded (or reimbursed) on NSF checks
  • Out of-town and out-of-state checks acceptable
  • Larger check limits available
  • Descriptive responses help merchant if transaction is declined
  • Highest approval rates in industry
  • Improved cash flows
  • Virtually eliminate bad checks and fraud
  • Eliminate collection operations
  • Professional and courteous check writer support handled by Paya